Unsecured Credit Cards and Loans, how safe are they?

I’m in a really tight financial bind, and I was reading on the web today about "unsecured credit cards and personal loans". I was wondering how safe they are, and if anyone has tried them what to expect…

It depends a lot on the company. Here are some that either I or a friend has used:

http://creditfederal.com/
http://www.usccreditunion.org/loans/unsecured.html
http://www.mypaydayloan.com/payday-loans/unsecured-payday-loan.asp

4 Responses to “Unsecured Credit Cards and Loans, how safe are they?”

  1. Jacen Solo Says:

    It depends a lot on the company. Here are some that either I or a friend has used:

    http://creditfederal.com/
    http://www.usccreditunion.org/loans/unsecured.html
    http://www.mypaydayloan.com/payday-loans/unsecured-payday-loan.asp
    References :

  2. khill Says:

    Stay away from payday lenders!! They can legally charge up to 500% interest, and more! Try a local community credit union. They typically offer lower interest rates and more favorable terms. Try locating a credit union by visiting the Credit Union National Association at the following link:

    http://www.creditunion.coop/cu_locator/index.html
    References :

  3. Amanda H Says:

    Make sure the interest rate is okay. . . but besides that what do you mean "unsafe?" The only person they are risky for is the lender as you dont have any collateral.
    References :

  4. jester c Says:

    benefit these places have been checked out safe
    http://www.wesayes.com
    References :

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