http://www.CreditRepairPublishing.com
CPN NUMBER: Credit Repair Twist You Must Know About…
info from the Credit Secrets Bible
Duration : 0:9:46
Get it for free at http://www.freecreditkit.com
Creditmaster software has been used to successfully improve the credit reports of many many people.
It is simple to use and effective. Increases credit scores by 100 points or more in 30 to 60 days.
Duration : 0:5:55
http://www.bluepointcredithelp.com – Terrence Johnson, CEO of Blue Point Financial, answers your most pressing credit questions! Today’s question: How is bad credit removed from my credit report?
Duration : 0:2:13
http://www.lexcredit.com
Credit repair services for those who feel their credit scores do not accurately reflect their credit risk. Helping consumers take action on their credit since 1991, Lexington Law has served over 1/2 million clients.
Duration : 0:7:5
http://www.creditrepairprofits.com
Make money by starting your own credit Repair Business
Duration : 0:6:39
http://Credit.ifind2.com iCredit INSTANT CREDIT REPAIR is the Best Credit Program in the United States regardless of your current credit situation. Clear up your credit legally and fast.
Duration : 0:0:18
http://www.credit4profits.com
Learn about Starting a profitable home-based credit repair business.
http://www.creditrepairprofits.com
Duration : 0:6:41
http://www.KaydemCreditHelp.com
Call us: (866) 237-0013
You want to fix your credit, looking for a credit repair company that will raise your credit score? Welcome to Kaydem Credit Help
Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!
What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…
While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.
Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.
One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.
How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.
Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:
1.) The “High Credit Limit”
and
2.) Your “Debt to Credit” Ratio
Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).
Get it? Good.
Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).
Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.
A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?
That is the question….
The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.
We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:
http://www.KaydemCreditHelp.com
Duration : 0:2:2
Short course (6:00) on establishing business credit. Full course available at Amazon.com with full details. This summary course provides and overview, and how to get started. Visit www.hotgrantideas.com for more information) Make sure you subscribe to my videos when you finish viewing to get FREE future courses.
Duration : 0:6:26
http://www.CreditRepairPublishing.com
Credit Repair Companies: Can They Improve Credit Score Better Than You?
Do you believe an Attorney who can earn $250 an hour will actually work on your credit report for $49 a month?
Or, do you think the whole process is automated and boiler plate letters are spit out on their behalf?
For $49 a month do you feel they are going to “drag out” the process to make more money? Or, do you feel they just want to help the masses by making it affordable?
Will they disclose what they are actually doing? Show you the letters they are sending? Will they dispute with more than one bureau at a time per a month?
Are they just sending dumb letters over and over claiming the account is not yours? Or, are they actually doing factual disputes against the items on your credit report.
Are they going to go over each detail of your report and the EXACT errors on each item? Or, are they just going to shotgun dispute everything and anything that is negative on your free credit report?
Lexington Law is well known for doing credit repair and some people swear by them… but others have complaints. Why so many complaints? Complaints on www.scam.com and www.ripoffreport.com ?
Some people are happy and others are not. Other credit repair lawyers and law firms like www.OvationLaw.com and www.CreditAttorney.com use the clout of being a law firm to make consumers feel more attracted to them.
In reality, you don’t need an attorney to provide you with credit help or legal credit repair. What you need is someone who knows what they are doing in the field of credit restoration. This can be your or someone else.
Be careful. It’s jungle out there.
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Duration : 0:9:58
