08
February

Whats the best credit card to get for my first credit card and to build credit?

Im 19 and I need to start building credit. I was wondering what credit card would be a good credit card for a first timer.
Thanks!

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-score.10001mb.com

9 Responses to “Whats the best credit card to get for my first credit card and to build credit?”

  1. Leah B Says:

    February 8th, 2010 at 10:39 pm

    You can either get a secured card through your bank or go with Orchid bank.
    References :

  2. Ryan M Says:

    February 8th, 2010 at 10:45 pm

    As of Feb 22, anyone under 21 will no longer be able to get a credit card per federal law. Most credit card issuers have already stopped issuing cards to that group. With that being said, the best one for you is ANY card that will accept you. You are not in a position to choose which card you get.
    References :

  3. Kevin Says:

    February 8th, 2010 at 11:34 pm

    Try to get a debit card through your bank account. As the other answerer said, you should apply for whatever offer comes your way. At your age, you just take whatever you can get.
    References :

  4. Lisa J Says:

    February 8th, 2010 at 11:45 pm

    Try a prepaid card, if you can afford to put down a deposit. These cards are also referred to as secured cards. You deposit $500 for example and you have a $500 line of credit. If you need an unsecured card – basically a "real" credit card, where you charge and pay later, try any of these: http://www.chargereviews.com/no-credit-history-credit-cards.html.

    Best way to build credit is to pay your bills on time and not max out on your credit limit. That accounts for a huge percentage of your creditworthiness. Good luck.
    References :

  5. shlomo Says:

    February 9th, 2010 at 12:20 am

    any card that would not charge you a annual fee
    References :

  6. Nismo Says:

    February 9th, 2010 at 12:48 am

    Secured credit card issued by your bank where your checking account is.
    References :

  7. Good Says:

    February 9th, 2010 at 1:03 am

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    References :

  8. Tim Says:

    February 9th, 2010 at 1:46 am

    Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-score.10001mb.com
    References :

  9. NATASHA Says:

    February 9th, 2010 at 2:10 am

    The best credit card choosing is depends where you live and what is your eligibility and all
    Note few points wehn yiou go for credit card
    Annual Fees
    Intrest rates
    You Dont Need to consider about the reputaion of teh bank because we are teh one who owe to them
    to Know more vist http://www.morningtips.com/finance/article-choosing-your-credit-card.html and you can see several banks who is having good credit cards on teh top of teh page
    References :
    http://www.morningtips.com/finance/article-choosing-your-credit-card.html

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